New Construction Rental Deal Sheet — Texas Trust Mortgage

TEXAS TRUST MORTGAGE

New Construction Rental — Deal Sheet

Enter the deal above the line. Returns, forecast and charts below update as you type.

Prepared byMiguel Gonzalez · NMLS #278963

The deal

Money in

Cash to close

Your costs, then the credits that come off. Incentives are the only lever here that costs the investor nothing.

Investor pays Credit received Net

Money monthly

Where the rent goes

Gross rent in month one, less every line item, down to what lands in the investor's pocket.

Income Expense Result

Money over time

Where the return actually comes from

Cumulative gain by year, before cost of sale. On new construction at retail the cash-flow bar is rarely the tall one — amortization and appreciation carry the deal.

Cumulative cash flow Loan paydown (tenant-funded) Appreciation
Every figure, in numbers
Illustration only. Every figure depends on the assumptions entered above. This is not a loan approval or commitment to lend, an appraisal, a rent estimate, or investment, tax or legal advice. Verify the tax rate against the county tax certificate — new construction is usually quoted off the unimproved land value and re-assessed the following year. Verify rent against signed comparable leases, and insurance against a bound quote. A commission rebate to a buyer must be disclosed on the closing statement and is not permitted in every transaction or by every lender.

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