A better way
to find your mortgage
Whether you have a “perfect” application or a complex financial story, we don’t just give you a rate—we give you a strategy. As Texas-based brokers, we bypass the call centers to bring you elite options for every credit profile.
The better way to borrow
We Shop, You Save: We compare 30+ wholesale lenders to find the absolute best match for your family.
Simple or Complex: From high-credit “easy” deals to exclusive niche programs for those previously denied—we handle it all.
The “Visual” Difference: If we’re a fit, we’ll host a Google Meet to walk you through your numbers live on-screen. No guessing, just clarity.
Our simple 3-step process
1
15 MINUTE CALL
First, we schedule a quick phone call to personally understand your needs, timeline, and real estate goals.
This conversation ensures we’re the right fit to help you.
2
online application
You can securely complete your mortgage application online at your convenience.
We then shop your loan across 30+ lenders to find you the lowest total cost.
3
video consultation
Finally, we meet over Zoom to visually walk you through your best options, answer all your questions, and help you move forward with confidence.
How we turn "NO" into "YES"
“CREDIT SCORE TOO LOW”: We work with lenders who consider the full credit story, not just the number. Some programs start at 580.
“DEBT-TO-INCOME RATIO TOO HIGH”: We have lenders who use alternative calculations or offer debt consolidation options.
“SELF-EMPLOYED WITH 1 YEAR OF TAX RETURNS”: We access lenders who specialize in non-traditional income verification.
- “RECENT BANKRUPTCY OR FORECLOSURE”: We know which lenders have flexible timelines for past credit events.
Frequently Asked Questions
Q: Do I need to gather all my documents first?
A: Not for our initial conversation. We'll just talk through your situation to see what programs might fit. If you decide to move forward, we'll tell you exactly what documents you'll need.
Q: How is this different from just going to my bank?
A: Your bank shows you their one option. We show you options from 30+ lenders. It's like checking one restaurant menu versus seeing all the restaurants in town.
Q: Will you run my credit?
A: One step at a time . . . Our initial phone call will give you all the information you need to know if it makes sense for you to continue forward.
Your Texas Trust Team
Call or Text:
(830) 445-7143
Stephen Roberts
Branch Manager
Mike González
Broker