Get A Mortgage
Without The Hassle
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Our Trusted 3-Step
Mortgage Plan Process
Step 1:
Personalized Phone Consultation
While most lenders treat you as a number, we treat you as an individual with specific real estate goals.
Step 2:
Complete Online Application
With just one application, we are able to shop over 30 lenders to find you the best rate and loan program.
Step 3:
Mortgage Plan Consultation
During our video conference presentation, we will visually review your best mortgage options that meet your specific real estate goals.
THE TEXAS TRUST MORTGAGE ADVANTAGE!
30+
We shop over 30 lenders, because when they compete you win!
OUR LOAN PROGRAMS OVERVIEW
CONVENTIONAL LOANS
The majority of conforming conventional loans abide by the mortgage guidelines established by the government-sponsored entities known as Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation).
FHA LOANS
FHA loans are insured by the Federal Housing Administration. An FHA loan can allow you to buy a home with a credit score as low as 580 and a down payment of 3.5%.
VA LOANS
VA loans are insured by the Department of Veterans Affairs. A VA loan can allow you to buy a home with $0 down and lower interest rates than most other types of loans. You must meet service requirements in the Armed Forces or National Guard to qualify for a VA loan.
USDA LOANS
USDA loans are insured by the United States Department of Agriculture. USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down.
JUMBO LOANS
A jumbo loan is one that’s worth more than conforming loan standards in your area. You usually need a jumbo loan if you want to buy a high-value property.
NON-CONFORMING LOANS
Non-conforming mortgages are a type of home loan that don’t meet some or all of the guidelines making them eligible for purchase by Fannie Mae and Freddie Mac.