realtor partner referral: VA home buyers

Denied for a VA loan?

Get the VA loan you deserve with our VA Loan Manual Underwriting Program

As a veteran, you’ve earned access to one of the greatest benefits of service—VA home loans.

But if you’ve been denied by an automated underwriting system, it can feel like your dream of owning a home is slipping away. Don’t give up just yet—there’s a better option.

Manual underwriting could be your path to approval.

take 15-second survey to see if you qualify

Real Veterans - Real Success

"After being denied due to a low credit score, I thought I had no chance of getting a loan. But with manual underwriting, the underwriter looked at my steady income and strong savings, and I was approved within weeks."
R. Acuna
U.S. Navy Veteran
"I had medical bills that hurt my credit, but manual underwriting took my entire situation into account. Now, I’m proud to say I own my home."
M. Mierdien
U.S. Air Force Veteran

👋 We love talking with Veterans!!

CALL OR TEXT US:
(830) 445-7143

Stephen Roberts rooftop

Stephen Roberts

Branch Manager

MikeTTMsq

Mike Gonzalez

Broker / Owner
NMLS #278963

"This other lender told me I couldn't qualify
for a VA loan, so I just gave up."

We hear this far to often from veterans that are trying to buy a home . . .

First and foremost, thank you for your service to our country.

We understand that sometimes the sacrifices you’ve made can leave unique marks on your financial profile, which doesn’t always fit the standard mold automated systems rely on.

If you were turned down for a VA loan by another lender using an automated underwriting system; you’re not alone.—many veterans face this challenge, often due to “unique items” on their credit report that the system doesn’t fully understand or appreciate. We’re here to let you know that these automated denials are not the final word.

Our experienced team takes a closer, individualized approach to review your profile, which often results in approvals where others see denials.

Here’s How We Can Help:

  • Personalized Review: Our underwriters take a close, personal look at your situation, considering aspects other lenders may not.

  • Veteran-Focused Loan Programs: Our VA loan programs are designed with flexibility to meet the needs of veterans with unique financial backgrounds.

  • Guidance & Support: We’ll walk you through each step so you feel fully supported and confident in getting to an approval.

Let us turn your denied VA loan into an approved one.

Simply click the button below to submit a quick form, and our team will be in touch shortly to start your journey toward a successful approval.

take 15-second survey to see if you qualify