Ryan Mojica
RPM Reliable Property Mgmt
(512) 653-7542
Your Mortgage Options Made Easy
My mortgage partners do the heavy lifting for you.
Instead of applying separately to multiple banks, they check your eligibility across dozens of lenders in one simple conversation.
Even if you have been turned down by another lender, you owe it to yourself to book a quick and easy FREE mortgage consultation call.
Get Approved The Easy Way
1: You Talk
Simple Phone Call
- 15-minute confidential chat
- No paperwork yet
- Just basic financial picture
2: We Check
One Application, Multiple Lenders
- Single application submitted to 30+ lenders
- No filling out forms at different banks
- All checks done simultaneously
3: You Choose
Move Forward With Confidence
- Pre-approval in hand
- Shop knowing exactly what you can afford
- Close with the program you selected
Book Your Free Mortgage Consultation Call
Your Texas Trust Team
Call or Text:
(830) 445-7143
Stephen Roberts
Branch Manager
Mike González
Broker
Frequently Asked Questions
Q: Do I need to gather all my documents first?
A: Not for our initial conversation. We'll just talk through your situation to see what programs might fit. If you decide to move forward, we'll tell you exactly what documents you'll need.
Q: How is this different from just going to my bank?
A: Your bank shows you their one option. We show you options from 30+ lenders. It's like checking one restaurant menu versus seeing all the restaurants in town.
Q: Will you run my credit?
A: One step at a time . . . Our initial phone call will give you all the information you need to know if it makes sense for you to continue forward.
How We Turn A "No" From Another Lender To A "Yes"
Denial Reason: "Credit score too low"
Our Approach: "We work with lenders who consider the full credit story, not just the number. Some programs start at 580."
Denial Reason: "Debt-to-income ratio too high"
Our Approach: "We have lenders who use alternative calculations or offer debt consolidation options."
Denial Reason: "Self-employed with 1 year of tax returns"
Our Approach: "We access lenders who specialize in non-traditional income verification."
Denial Reason: "Previous bankruptcy or foreclosure"
Our Approach: "We know which lenders have flexible timelines for past credit events."